Are you looking for a new home? Pat “The Mortgage Cat” will help you get a great mortgage and save you time and money!
Contact Patrick today and get started!
Patrick Palmer – Licensed Mortgage Agent #M16000311
As a licensed mortgage agent, my highest priority is making sure that I help my clients find the best mortgage to meet their unique needs. With access to dozens of lenders, I shop my clients’ mortgages in order to provide not only strong competitive rates but terms and conditions that provide flexibility should it be required. This approach gives my clients the peace of mind knowing that they are getting the best possible mortgage that is right for them.
Why Choose Patrick?
Get the answers you need fast
We value you and your business
You can trust us with your mortgage
We will find you the best home loan
Our clients love us
Patrick will return your call ASAP
Oakville’s Innovative Mortgage Brokerage
We understand the challenges that come with getting a mortgage for a new property, renewal or refinancing. Helping homeowners and businesses in Oakville secure the financing they need to pursue their personal goals and life dreams is our pleasure. Offering competitive rates through our network of vetted lenders helps us to stand out from the rest. Our strategic approach to matching your needs with the right mortgage helps ensure that we have secured best source of financing for you.
We specialize in helping first-time homebuyers, people looking to invest or add a second property, renew their mortgage at a better rate or despite bad credit get a mortgage or mortgage renewal. We make it a point to build lifelong and close relationships with our clients so that the process is about them and their unique needs. We work hard at understanding your requirements, unlike traditional financial institutions that treat customers as numbers and files!
Patrick Can Manage All Your Mortgage Needs
We have access to a network of nearly three dozen lenders that can fit your mortgage financing needs, whether you are first time home-buyer, additional property purchaser or are transitioning to another property no matter what the mortgage need we have the solution for you. We offer competitive rates, terms and conditions to find the right mortgage solution to meet your needs.
Our experience in securing access to commercial mortgage financing for clients in Oakville has helped them with their broad array of needs. Our clients range from investors in rental/investment properties, multi-unit residential, retail, industrial to office premises and more.
If your mortgage term is up, we can help you secure highly competitive rates with mortgage terms to meet your unique needs. Don’t renew with your existing lender without contacting us first as we will shop your mortgage through our vetted lending network to make sure you get the most from your mortgage. If your financial situation has changed and you are facing a mortgage renewal with bruised or bad credit, we specialize in keeping you in your home.
If you would like to take out some of the equity in your home and use these funds elsewhere to pay off debt, meet personal financial needs, invest or purchase another property – we can help! Mortgage refinancing up to 80% of property value helps you open up a realm of possibilities through the equity in your home.
Whether you are looking for a Home Equity Line of Credit or would like to get a second mortgage on an existing property, no worries we can help! We can work with you on determining your property value and the appropriate level of financing to meet your needs.
We understand the ins and outs of dealing with multiple lenders that are open to financing mortgages for business owners. We realize that the key is proving income and taking the time to understand your business and its fundamentals. Our experience in helping self-employed entrepreneurs can make all the difference in your application.
Private mortgages are simply a different, yet similar set of mortgage instruments. Rather than dealing with a brick and mortar bank, you are dealing with a pool of investors or individual investors that provide mortgage financing. Private mortgages are a flexible tool to bridge financial needs, while meeting your personal requirements typically in the short-term.
We have worked with a wide array of customer types with a multiple range of financial situations – there isn’t a type of credit file we have not seen! This means we have come up with solutions, so no matter how off base your situation, we are confident we can help you! We invest time in getting to know you and your financial specifics/situation and tailor your mortgage credit application accordingly. With the access to dozens of vetted financial institutions and lenders that we have, we understand their lending requirements and can position your application in a manner for optimal consideration.
Full Suite of Mortgage Options in Oakville
No need to look any further as we are a one stop shop with a suite of mortgage solutions that offer lending across the following product categories:
- New Home Purchases
- Mortgage Renewals
- Commercial Mortgages
- Equity Mortgages
- Mortgage Refinancing
- Home Equity Lines of Credit
- Debt Consolidation
- Mortgage for Business Owners / Self Employed
- Second Mortgage
- Private Mortgages
- Private Loans
- Mortgages for Bad Credit/Credit Challenged Individuals
“My main goal is to provide stress-free mortgage solutions that help you make the most of your mortgage.”
– Patrick Palmer, Licensed Mortgage Agent (#M16000311)
What are you
Contact Pat, The Mortgage Cat today! He will help you with your next mortgage to buy and or keep the house of your dreams.